Open Enrollment

Open Enrollment 2014 for Plan Year 2015

October 16th, 8 am - October 31st, 4:30 pm

Welcome to Online Open Enrollment 2015!  Open Enrollment is the annual opportunity for benefits eligible faculty and staff to review their current benefits and make changes for the next calendar year.  This year, Open Enrollment will be held from 8:00 a.m. October 16 – 4:30 p.m. October 31, 2014.

We are excited that the open enrollment process is now completely online through myGate.  This change will reduce the time spent selecting your 2015 benefits, and allows you to access and enroll at your convenience.  This will not only be a significant cost savings in time and effort, but will offer more efficiencies for faculty and staff, as well as for the University.  There will be computer labs available during the Open Enrollment process where Human Resources and Information Systems staff will be available for anyone needing assistance in the online enrollment process or password help.

What’s New for 2015:

  • There will be no plan design changes for deductibles, co-pays, co-insurance, out of pocket limits, network access, etc.
  • Employee premium rates will change—The total projected increase in 2015 health care costs is approximately $900,000.  MSU is covering 80% of the cost, and the remaining 20% will be covered by the change in employee premiums.
  • When taking all plans and number of participants enrolled in each plan into consideration, the average increase is approximately $11.50/mo.
  • Compound drugs will be managed more carefully. This area has seen rapidly escalating costs as more companies are aggressively marketing these drugs directly to employees.
  • Employees will receive new Anthem insurance cards as of January 1, 2015, containing member ID and group number.
  • Human Resources and technology experts from Information Systems will be available to assist in the online enrollment process.

Murray State recognizes that benefits are an important part of your total compensation package.  We work hard to provide high quality benefits that are affordable and reliable options for all employees.  Please take this opportunity to review all of your current benefit choices and determine if you need to make any changes for 2015.  Human Resources has scheduled information sessions on campus that are open to everyone, but you can also always contact HR at 270-809-2146 or stop by the office, which is located at 412 Sparks Hall.  

This Quick Guide is a summary of the key things you need to know for your online enrollment, so please read it carefully prior to enrolling.   Your benefits matter, to you and to us!  Human Resources is available to help you choose well and to live well.


2015 Open Enrollment Quick Guide

2015 Benefits Guide

2015 Rates - Open Enrollment

2015 Enrollment Planning Worksheet

Need help with online Open Enrollment? Watch this video for helpful tips!

Information Sessions

 Monday, October 13, 2014
9:00 - 10:00 am - Breathitt Veterinary Center
11:00 - 12:00 pm - Breathitt Veterinary Center
3:00 - 4:00 pm - Alexander Hall Auditorium

Tuesday, October 14, 2014
8:00 - 9:00 am - Farrell Recital Hall, Price Doyle Fine Arts Center
9:00 - 10:00 am - Farrell Recital Hall, Price Doyle Fine Arts Center
3:00 - 4:00 pm - Wrather Auditorium
4:00 - 5:00 pm - Wrather Auditorium

Wednesday, October 15, 2014
7:30 - 11:30 am - Find us at the 2014 Health Fair - Curris Center Ballroom
4:15 - 5:00 pm - Alexander Hall Auditorium


Online Enrollment Help Sessions
will be held in the following computer labs:

Monday, October 20, 2014
8:00 - 10:00 am - Applied Science Rm 304 N
3:00 - 4:30 pm - Applied Science Rm 304 N

Wednesday, October 22, 2014
8:00 - 10:00 am - Applied Science Rm 304N
4:00 - 4:30 pm - Applied Science Rm 304 N

Friday, October 24, 2014
3:00 - 4:30 pm - Alexander Hall Rm 1003

Monday, October 27, 2014
1:30 - 3:30 pm - Business Building South Rm 455

Tuesday, October 28, 2014
11:00 - 1:00 pm - Applied Science Rm 304

Wednesday, October 29, 2014
11:00 am - 1:00 pm - 1st Floor Curris Center

Current Coverage

Your current coverage summary will be available through MyGate in two locations:
   1.  Viewable through Online Open Enrollment link on Home tab
   2.  Click on Benefits under the Employee tab

Carrier Information

Medical: Anthem
               Anthem Network Provider Directory

Prescription Coverage
               For Standard and Enhanced: Express Scripts

               To Select Retail or Home Delivery for Maintenance Medications:
               (877) 603-1032

               For High Deductible Plans: Anthem

               To Select Retail or Home Delivery for Maintenance Medications:
               (888) 772-5188

Dental: Principal Financial Group

Vision: Principal Financial Group

Health Care Flexible Spending and Day Care Flexible Spending Accounts: WageWorks

Eligible Expenses under the Health Care Flexible Spending Account
               FSA Eligible Expenses

Eligible Expenses under the Day Care Flexible Spending Account
               DCA Eligible Expenses

Health Savings Account: Benefit Wallet

Supplemental Life Insurance: SunLife
               To apply for an increase amount of supplemental life insurance, please complete the
                below application and return to Human Resources.
               SunLife Financial Evidence of Insurability

HIPPA Notice
               Notice for all Employees