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Billing and Payment
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Billing and Payment

Billing Statements

Students scheduling prior to late registration will be sent an initial billing statement detailing tuition, fees, room, meal plan, other charges, scholarships and the payment amount due.  Students scheduling thereafter will not receive a billing statement and payment is due by Friday of the first week of classes.  Initial semester billing statements will be available mid-April for the summer semester, mid-July for the fall semester, and mid-November for the spring semester to students who have pre-scheduled.  Click here for dates.

Billing statements will be available to view on the student's myGate account.  Email notifications will be sent when bills are available to view. Subsequent statements will be available between the 15th and 20th of each month with payment due around the 1st Friday of the following month.


Account Information
A student's account with the Bursar's Office accommodates all charges and credits directly related to the student's cost of education.  Charges are defined as tuition, fees, room, meal plan and/or other fees charged to all students.  Norris and Owen loans, and long distance telephone service are not included on a student's account and therefore must be paid separately.  Credits include all moneys applied toward a student's charges. 


Murray State University Payment Plan (MSUPP)

Payment arrangements must be made with the Bursar's Office when parents and/or students are unable to make payment in full from personal funds by noon on the due date shown on the semester billing statement. Acceptable payment arrangements consist of the following:

  • Payment of all fees in full by noon on the due date shown on the semester billing statement.  Checks, credit cards (MC, VISA, AMEX, and Discover Card) and debit cards are acceptable forms of payment.  
  • Enrollment in the Murray State University Plan with initial $30 payment.  To enroll, please visit the PAYMENT PLAN tab under the "My Account/View Your E-Bill" link on myGate (Accounts with a balance of $200 or less will be due in full.)

    NOTE:  If recipient is accepting loans,
    Entrance Counseling must also be completed.

The MSUPP contract is calculated on a semester basis and must be completed each semester.  The total charges (tuition, housing, meal plan, and fees) less financial aid/scholarship/third-party authorizations for a semester result in the MSUPP contract amount.  At the beginning of each fall and spring semester this contract amount is divided into four payments - Fall payments are due August, September, October and November - Spring payments are due December, February, March and April.  Payment plans for Summer Sessions are generally divided into three equal payments - due in May, June and July.

The contract amount is calculated each month when the first billing statement is produced.  Changes in your financial aid, tuition, course fee(s), housing, meal plan or miscellaneous charges will be reflected in the monthly amount due.  Notification of the change will be reflected in the billing statement and may result in an increase or decrease in the amount due for the month being billed.

You may at any time in the semester elect to pay an amount greater than the amount due on your billing statement or you may pay your account balance in full.


Financial aid payments
For first-time, first-year undergraduate borrowers, the federal government requires a delay for the first distribution of Stafford Loans for 30 days from the first day of class.  (Entrance counseling form must also be completed online before these funds can be disbursed.)  All PELL Grants, State CAP Grants, SEOG Grants, Nursing Loans and Perkins Loans will be applied directly to your account provided you have met all requirements for receiving your aid.  All loans (excluding private loans) are applied directly to the student's account through electronic transfer. Questions concerning loan disbursements should be directed to the Student Financial Aid Office by telephone, (270) 809-2546, by mail to Student Financial Aid Office, Murray State University, 500 Sparks Hall, Murray, KY  42071-3312 or E-mail to msu.sfa@murraystate.edu.

Refund checks for excess financial aid funds will be mailed after funds have been received.  Checks will be mailed to the permanent home address unless the "Special Refund" address had been changed on myGate under Self Service Banner.  Please verify that your address is updated in the myGate system in order to receive your check quickly.  Murray State also offers direct deposit for financial aid refund checks.  You may fill out a direct deposit form in person in the Accounting Office on the 2nd floor of Sparks Hall.


Returned Check Policy
All checks returned by the bank as unpaid for any reason will carry a penalty of $20 per returned check.  Any account for tuition, fees, room and board paid by a check which is returned by the bank will be considered not paid.  Students who do not clear all returned checks within ten working days from the date of the first letter notifying student of returned check, may be administratively withdrawn for nonpayment of required fees and/or be subjected to the appropriate legal action.  Students who have had four or more returned checks will lose all check-writing privileges on campus.

Please note that when check payments are made online (through Murray State's payment website) they can be returned for a number of reasons.  Please use caution when typing in account numbers and amounts in order to avoid unnecessary fees.  Returned check fees for electronic check payments may vary based on the state from where the bank draft is sent.  Please click here to view more information about electronic check returned fees.


For a full listing of Payment Options/Methods, please click here!

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