When you're healthy, it's hard to imagine not being able to work because of serious illness or injury, but a disability that keeps you out of work can have a devastating effect on your income. Would you be able to maintain the same lifestyle or pay your bills? Disability coverage helps replace a portion of your pay if you are unable to work due to an injury, illness or pregnancy. Disability premiums through the McConnell Insurance Agency are payroll deductible. If you are interested in voluntary, short-term disability for yourself or your spouse, you may contact McConnell Insurance Agency, 518 South 12th Street, Murray, KY 42071; phone number 270-753-4199.
Employees who have been participants for five or more years in the Kentucky Employee Retirement System (KERS) or Kentucky Teachers' Retirement System (KTRS) are eligible for long-term disability coverage.